What is the Motor Insurers Bureau (MIB)?
The MIB was established in 1946 as a limited company to help compensate innocent accident victims of negligent uninsured and untraced drivers. Every insurer is obliged by virtue of the Road Traffic Act 1998 (LINK TO THIS?) to contribute to the MIB’s UK guarantee fund. Every driver that has an insurance policy is paying up to £30 of their premium to help compensate the innocent accident victims of uninsured driver accidents.
Claims against uninsured drivers
To make a claim for personal injury through the MIB against uninsured drivers there are some steps that you must undertake beforehand, they include;
- Make enquiries with DVLA to see if the motorist in insured
- Notify your insurance company that you have been involved in an accident with an uninsured driver or a driver that was not prepared to hand over insurance details. Your insurance company may be able to assist you in obtaining the relevant insurance details of the motorist
- Collect documentation with regards to any financial loss you may have incurred as a result of the accident. This may include past pay slips to prove your lost earnings and costs of all storage and repair to your vehicle
- If you require any assistance with any of the above, our solicitors will be at hand in any way that they can
Claims against untraced drivers
To make a claim for personal injury through the MIB against untraced drivers there are some steps that you must undertake beforehand, they include;
- For any claim brought via the MIB you must report the incident to your local police station within 14 days of the accident
- Make enquires to identify the motorist, this may be demonstrated in contacting the DVLA with any registration details of the vehicle involved you or a witness may have obtained. You should also attempt to identify the drivers with the assistance of the police
- You must report the accident to your own insurance company
- Please note that an excess of £300 will be deducted from all claims made under the untraced driver scheme
Our expertise can save you time and stress
With many years of experience in dealing with road accident compensation claims, we understand the legal issues but more importantly the human issues involved in making a claim for compensation for your injuries. We work with fully qualified, specialist personal injury solicitors across the UK that have many years of experience in dealing with car accident compensation claims. We believe that is it a clients right as an accident victim to be dealt with by honest and trustworthy professionals that know the inside out so that your claim for compensation runs as smoothly as possible.
I think I can make a claim – what next?
If you would like to see if you are eligible to make a claim for compensation for your injury and losses resulting from a non fault car accident call our dedicated team today, alternatively you can fill out an online enquiry form, either way, we are here to help you every step of the way.
Make your claim
Call our understanding team today on 020 7836 5999 or fill in our online enquiry form right now by clicking here.
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